Tips To Give A Statement To The Insurance Company

Tips To Give A Statement To The Insurance Company

If you were involved in a personal injury accident, you would probably receive a call from the other party’s insurance company soon. They will ask you for some details about the accident and may ask you to give a recorded statement. You are allowed to refuse to give a recorded statement. However, if you do want to give one, you need to follow certain tips to stay safe. 

The statement and information you provide to the insurance company can make or break your insurance claim. If you slip up or say contradicting details, they will try to use it against you in court. This is why it is important to consult with a personal injury lawyer in LA before. 

Tips to give a statement to the insurance company 

  • Cooperate to the best of your attorney. 

It is important to remember that you do not have to give a statement when the insurance company approaches instantly. You can tell them to wait until you speak with your attorney in Los Angeles and arrive at a decision.

It is recommended to consult with your attorney before saying anything so that you can avoid saying something wrong. You must trust your attorney and follow their expert advice. 

  • Streamline your story truthfully. 

One thing you must not do while giving a statement is lie. You should tell your story truthfully to avoid saying something contradictory later. If it is found that your statements are contradicting, you may lose credibility in court.

Anything that is not true is not only ethically wrong but also lowers your chances of winning a claim. If your attorney is forcing you to lie, they are probably not the right attorney for you. 

  • Keep your answers brief. 
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One important thing to remember is to keep your answers short and concise. The lesser you say, the safer you are. The more you speak, the more are your chances of accidentally saying something wrong or them twisting your words. Do not explain your answers unless you are asked to do so. Try to use as few words as possible.

  • Avoid engaging in speculation. 

During the process of recording your statement, the insurance company will try to ask you questions that you may not be in a position to answer. These are trick questions, meaning they are meant to make you fall into a trap.

Try not to answer these questions and avoid giving your opinions. You may think you are allowed to give your opinion without something going wrong, but it does not work like that. Avoid giving answers that you are not sure about.

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